Homeownership Program

Everyone needs a foundation for the future
Our vision is a world where everyone has a decent place to live. Our Home Buying and Repair Programs move us toward this vision in Washington County.
How does the program work?
Are you or someone you know struggling to find safe and affordable housing in Washington County? Our homebuying program provides a unique opportunity for families or individuals to build and buy a home to be their own through a 0% interest, 0% APR loan.
Apply for the Homebuying Program
Habitat partners with those who live or work in Washington County who are in need of affordable housing. Habitat selects partners on the basis of need, ability to pay, and willingness to partner. Applications are accepted each May for our Homeownership Program.
Habitat works with individuals who make between 50-80% of the area median income for Washington County, AR. For an individual or family to qualify they need to make a minimum of 50% of the median income with a maximum of 80%. HUD sets the income limits for each county of the United States and these limits change each year. The following table lays out the various income limits based on family size for 2022:
HUD Income Limits based on Family Size: 50% and 80% of the Median Income

 Median Income for Washington County, AR

$83,700

Family Size 1 Family Size 2 Family Size 3 Family Size 4 Family Size 5 Family Size 6 Family Size 7 Family Size 8
 50%  29,300  33,500  37,700  41,850  45,200  48,550  51,900  55,250
 80%  46,900  53,600  60,300  66,950  72,350  77,700  83,050  88,400
Program Requirements
1-Ability to Pay
2-Willingness to Partner
3-Need for Housing
Orientation is the 1st step in applying for our Homeownership Program. Registration is required.
Applications will open in 2023; look for updates at that time.
Thank you to our partners!