Homeownership Program

Everyone needs a foundation for the future

Our vision is a world where everyone has a decent place to live. Our Home Buying and Repair Programs move us toward this vision in Washington County.

How does the program work?

Are you or someone you know struggling to find safe and affordable housing in Washington County? Our homebuying program provides a unique opportunity for families or individuals to build and buy a home to be their own through a 0% interest, 0% APR loan.

Apply for the Homebuying Program

Habitat partners with those who live or work in Washington County who are in need of affordable housing. Habitat selects partners on the basis of need, ability to pay, and willingness to partner. Applications are accepted each May for our Homeownership Program.

Habitat works with individuals who make between 50-80% of the area median income for Washington County, AR. For an individual or family to qualify they need to make a minimum of 50% of the median income with a maximum of 80%. HUD sets the income limits for each county of the United States and these limits change each year. The following table lays out the various income limits based on family size for 2022:

HUD Income Limits based on Family Size: 50% and 80% of the Median Income

Median Income for Washington County, AR $92,400	Family Size 1	Family Size 2	Family Size 3	Family Size 4	Family Size 5	Family Size 6	Family Size 7	Family Size 8
50%	31,050	35,450	39,900	44,300	47,850	51,400	54,950	58,500
80%	49,650	56,750	63,850	70,900	76,600	82,250	87,950	93,600

Program Requirements

1-Ability to Pay

2-Willingness to Partner

3-Need for Housing

Orientation is the 1st step in applying for our Homeownership Program. Registration is required.

Applications will open in the Fall 2023; look for updates at that time.